Insurance nightmares

fto12345 · Post by **fto12345** » Fri May 07, 2004 3:23 pm

Are you sure those guys won't give you are quote?
Isn't it because maybe you're not a perminant resident? or a citizen?
Cause virtually most of the FTO owners here in this forum would be part of at least one of the companies you have mentioned above.
For example, I was with Dawes and now with Torque..etc...

And I think most people are on Dawes cause it's the cheapest you can get.

Try again...

ruchi · Post by **ruchi** » Fri May 07, 2004 4:02 pm

Some people on this forum are paying up to $4,000!

Theremin · Post by **Theremin** » Fri May 07, 2004 5:14 pm

I am with Torque and pay about a third of what you have been quoted (95 GPX with mods, car parked in Sydney in security garage). What is your driving record like?

jonowong · Post by **jonowong** » Fri May 07, 2004 5:38 pm

just turned 17 and paying $570 for third party insurance with zurich

mrx · Post by **mrx** » Fri May 07, 2004 11:11 pm

That does seem rather high. Have you tried Famous? They were willing to "negociate", but were nowhere near as cheap as Young and Cool for me - $1200 fully comp.

indyfto · Post by **indyfto** » Sat May 08, 2004 4:51 am

Have you tried Unique? I pay $1200 for a 96 tip GPX with custom kit, paint, trim, exhaust, filter mods, lowered on 18s and an AV stereo with the usual 3pt alarm. I have one speeding fine and I'm on rating 1 with no money owing on the car. Even with Just Car I paid $1500 odd when I was on rating 3. However I am in Brisbane and I think your postcode would raise the price a bit.

Points to note are that due to the high value of my stereo it is excl from cover, you can pay quarterly for a little extra and the excess is around $1000 depending on the exact reason for claiming.

Their no is: (03) 9898 9400

Guni_GuGu · Post by **Guni_GuGu** » Sat May 08, 2004 4:22 pm

Lol... don't feel so bad... I just got a quote from JustCars...

wait for it..

...

$5,500!!!

Lol... apparently, i'm almost certain to write off my car! And to show you how stupid it is, I got a another quote from Just Cars on a WRX and they quopted me $4.5!!

Now 4,5 is lots, but how can an FTO be $1000! MORE!@?#!?

I havn't even bought a car yet.. just checking, but the one fto i'm looking at has a few mods, like kings springs, exhaust, air filter, gear knob, metal pedals.. and so, sure they bring up the preimum a bit.. but god damn!!

I'm 20, on NCB6, so I guess nothing really helps my cause... but at that preimum, I could buy another gpx in 3 years!

Boris · Post by **Boris** » Sat May 08, 2004 4:43 pm

Guni_GuGu wrote:Now 4,5 is lots, but how can an FTO be $1000! MORE!@?#!?

I'm 20, on NCB6, so I guess nothing really helps my cause... but at that preimum, I could buy another gpx in 3 years!

WRX is less cos of more availability of parts etc.

When do you turn 21? I'm similar to you, I can get $2.5g after 21 with Young & Cool, or Import Finance & Insurance.

TheSentry · Post by **TheSentry** » Sat May 08, 2004 6:16 pm

I was 20 when I got my insurance with famous. $2500 with 0 NCB and living in a fairly dodgy area. I was quite happy with that.

Boris · Post by **Boris** » Sat May 08, 2004 6:48 pm

TheSentry wrote:I was 20 when I got my insurance with famous. $2500 with 0 NCB and living in a fairly dodgy area. I was quite happy with that.

Famous recently changed their rules

No one under 21... And for me... they are more $$$

thecook · Post by **thecook** » Sat May 08, 2004 6:54 pm

just cars quoted me for $4500 i think... stock fto, 18yo, no insurance history etc...

for 3rd party it was about $650, they wouldnt insure my ICE coz my ice was valued at over $800, same with my wheels

TheSentry · Post by **TheSentry** » Sat May 08, 2004 8:07 pm

Boris wrote:
TheSentry wrote:Famous recently changed their rules
No one under 21... And for me... they are more $$$

Yeah, I tried getting a quote for my cousin on a TT Soarer and they told me they wouldn't insure anyone under 21 any more. Looks like I got my insurance just in time. Be interesting to see how much the renewal will be this year though.

Theremin · Post by **Theremin** » Mon May 10, 2004 4:30 pm

Insurance premiums depend on lots of things so it's difficult to compare. But some othing things that might be causing your premium to be high are where the car will be parked (on the street v's in a secure garage) and how often you drive it (every day to work or just on weekends).