Private health cover

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Astron_Boy
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Private health cover

Post by Astron_Boy »

Hey all.

Long story short, I need dental work, a lot.
my gum work is shot, and my teeth are suffering, as such I need $10,000 worth of work.

Please send me money...

Nah I'm joking.

What I want to know, is what if any private health cover will cover such a vast amount of work.
I need root canal on one tooth, and 6 crowns.

I have checked MBF and HCF, all of which would only cover $1000 worth of major surgery annually, and with a 2 month waiting period.
I have a booking in one month for the root canal, as it is apparently dire. (Have an abscess that will affect all front top teeth ) :roll:

Any help on how to get around paying so much is appreciated.
Please hold the jokes if you could, though I know that's hard for some of you. ;)
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Bennoz
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Post by Bennoz »

Depends on the cover provider. I know for instance Im with NIB & they tend to cover a lot more 'preventive' dentistry than repair work. I've had a couple of holes filled & only had about 50% of it covered as opposed to a possible 75%.
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alekazam
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Post by alekazam »

an option is to outsource to thailand I pade $3000 and got $10000 worth of work done
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Bennoz
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Post by Bennoz »

OooOOOooh, risky dodgy dental ftw!
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mz_madz
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Post by mz_madz »

ANZ health cover provide good rates :) They are the cheapest & most efficient!
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koolio1234
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Post by koolio1234 »

Hey MAD-FTO,

Im actually in a very similar situation. I need wisdom teeth taken out so got to pay for that and the happy drugs to go with it (anaesthesia). As well as that, I'll need to get a root canal in a month or two.

I'm currently with HCF and they only cover a certain amount, like maybe 30%. They told me it was because something like Wisdom teeth removal is only done once in your life so they wont cover it and its quite costly so I have to shell out and pay for it myself.

Im not sure about other private health insurance firms though. I'd be interested to find out if anyone would cover my dental work.
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jonowong
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Post by jonowong »

im sending my next gf to thailand to get a boob job!
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Post by Bennoz »

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alekazam
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Post by alekazam »

Bennoz wrote:OooOOOooh, risky dodgy dental ftw!
actually bennoz thats a common misconception thailand has 5 star dental hospitals
a lot of the work i had done there was to fix the doggy work I had done over here
2 root canals, all my amalgams removed, dental veneer and a bridge
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FTEvolution
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Re: Private health cover

Post by FTEvolution »

MAD-FTO wrote:Hey all.

Long story short, I need dental work, a lot.
my gum work is shot, and my teeth are suffering, as such I need $10,000 worth of work.

Please send me money...

Nah I'm joking.

What I want to know, is what if any private health cover will cover such a vast amount of work.
I need root canal on one tooth, and 6 crowns.

I have checked MBF and HCF, all of which would only cover $1000 worth of major surgery annually, and with a 2 month waiting period.
I have a booking in one month for the root canal, as it is apparently dire. (Have an abscess that will affect all front top teeth ) :roll:

Any help on how to get around paying so much is appreciated.
Please hold the jokes if you could, though I know that's hard for some of you. ;)
Don't goto Thailand, goto India

http://www.3news.co.nz/TVShows/Nightlin ... fault.aspx

Look at that story from one of our current affairs shows (could find the video somewhere)

It is a valid option and costs FAR less with damn good results... you can easily find the dentists that do work for the bollywood industry, worth looking into if you need a sh*t load done
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FTEvolution
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Post by FTEvolution »

alekazam wrote:
Bennoz wrote:OooOOOooh, risky dodgy dental ftw!
actually bennoz thats a common misconception thailand has 5 star dental hospitals
a lot of the work i had done there was to fix the doggy work I had done over here
2 root canals, all my amalgams removed, dental veneer and a bridge
;)

Just be careful though, that beautiful little nurse looking after you is probably a man 8O
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alekazam
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Post by alekazam »

and don't still any bar mats :roll:
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koolio1234
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Post by koolio1234 »

my mum got dental care overseas a few years back. she came back with a healthy smile and heavy wallet.
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FTEvolution
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Post by FTEvolution »

koolio1234 wrote:my mum got dental care overseas a few years back. she came back with a healthy smile and heavy wallet.
*FTEvolution likes this*
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I8A4RE
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Post by I8A4RE »

alekazam wrote:and don't still any bar mats :roll:
nah you get a free bar mat with every tooth pulled
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