Insurance-Any suggestions or brokers?

SilentBob · Post by **SilentBob** » Tue Apr 13, 2004 11:19 am

Time to renew that scary comprehensive insurance beast again....
anyone know a good broker that can source competitve cover for our poor FTO's?

or suggest a company to try for a quote, im currently with Famous in W.A. and awaiting their renewal form

Thanks
SilentBob

D4Z_FTO · Post by **D4Z_FTO** » Tue Apr 13, 2004 12:05 pm

Just got off the phone with a guy in Unique Car Insurance. I am not looking to renew my insurance yet, just got their number and got a quote. I am with Just Car insurance at the moment and unique quoted me around $350 less than what i paid at Just car for the same details. I dont know much about them though, no idea on how good their service is.

www.uniquecar.com.au i beleive is their link.

barfy · Post by **barfy** » Tue Apr 13, 2004 12:51 pm

I went through MFP insurance brokers and they found insurance for me at $1076 a year....

As Daz said before its through Unique cars, they seem ok to me

SilentBob · Post by **SilentBob** » Tue Apr 13, 2004 2:33 pm

Thanks, but the only problem with unique is that if you live between Newcastle and Wollongong, they plain out wont insure you...unless its a classic car

i was like.....rrrrrrrrrrrrrright
so if i lived 20mins up the road id be fine....

so that crosses them off the 'possible' list

SilentBob

Boris · Post by **Boris** » Tue Apr 13, 2004 7:11 pm

I'm hunting for insurance too, but my prob is i'm under 21, so not many choices for me, but Just Cars, which is soo much.

But the best quotes so far, for me if i was 21, were from Young & Cool, and also Import Finance & Insurance.

Hey barfy, are u under 21? Cos if u r, then i might give MFP a try...

fuhrer · Post by **fuhrer** » Tue Apr 13, 2004 10:48 pm

hey barfy hows it going??/
can u give me the number of MFP insurance??
im with famous and the wont insure me for the upcoming policy which is a load of crap... and they wont confirm that im a rating 4...
so im not to pleansed with them at the moment... but ahh well...
5 more days to the policy runs out....
thanks invance for that number...

Boris · Post by **Boris** » Tue Apr 13, 2004 11:36 pm

Sorry, barfy, jst looked in the Newbies thread... I guess your not under 21...

No wonder you premiums are low

Your over 25...

D4Z_FTO · Post by **D4Z_FTO** » Wed Apr 14, 2004 2:06 pm

I tried MFP before trying Unique, apparently they arent taking any new customers on board, i cant remember the details. I tried Unique Insurance directly (which is the company barfy is insured through indirectly). I have no idea on age limits - i'm 25 so not sure about any younger. I also didnt realise they had zones where they would and would not insure...pays to shop around i guess.

Post by **smorison** » Wed Apr 14, 2004 4:28 pm

hey guys,
just thought i'd butt in here.

FTO Club of Australia Insurance
I am in the process of working through a plan with Unique Car Insurance to offer Finanical Members (come 1 July, 2004) a discount on Car Insurance below that of what you would already be getting with Unique Car Insurance.

Unfortunately Members between the gong and Newcastle can not take advantage of this at the moment. Unique Car Insurance have however told me that they will be in the sydney area market by the end of the year.

i have also been told that if you want to go with Famous you should probably check out the WRX forums as there are issues with Famous not being a recognised insurer in Australia.

Teania · Post by **Teania** » Wed Apr 14, 2004 4:31 pm

with Famous you have to sign a declaration acknowledging that you are aware that they are a wholly foreign insurer

Redboost · Post by **Redboost** » Wed Apr 14, 2004 9:23 pm

I'm insured with Famous and I just received their latest newsletter - apparently, they are now also insuring common makes as well as classics and imports. Dunno how that will affect premiums but hopefully it will be cheaper??

Post by **kazbah** » Thu Apr 15, 2004 4:09 pm

I've gone with Famous this time around. After receiving my renewal notice from Just Car Insurance for $1600+ with an excess of $1000, I was mighty peed off. I'm well over 25 with a clean driving record and 60% ncd. Anyway Famous gave me insurance for $850.00 plus waived the $1000 excess down to $500 except in the case of theft. The only stippulation is the car must have a 3 point imobiliser. I read their news letter relating to the fact that they are underwritten by a foreign insurance company and are not covered by the Australian Insurance watchdog - mind you that did bugger all in the case of HIH!!! - but you do still have recourse if there is a problem which is all explained in the newsletter.

Anyway thats the way I have gone - would be interested if anyone has any claims experience with Famous that they could share...

rxboy · Post by **rxboy** » Mon Apr 19, 2004 3:22 pm

I just called up Young&Cool and they quoted me double the premium I pay at Just Cars but only $400 excess if I do a safe driving course (compared to $1050 at Just Cars).

I've been looking for Famous contact number but all I can find is a mobile phone number in the White Pages which diverts me to voicemail. Can somebody please give me their number? Do they insure Vic drivers?

TheSentry · Post by **TheSentry** » Mon Apr 19, 2004 3:31 pm

Here you go mate: 1300 88 60 29

rxboy · Post by **rxboy** » Wed Apr 21, 2004 12:55 pm

Thanks for the number sentry

I gave them a call and they were very honest with me. Straight out told me I was wasting my time and that they couldn't beat what I have with Just Car. Those of you getting better prices with Famous have 94/95 models right?

SilentBob · Post by **SilentBob** » Wed Apr 21, 2004 1:01 pm

mines with famous atm(or will be again when i renew soon)
60% NCB, $24000, 1996 FTO GPX
premium - $1400 bucks

not much of a drop from last year(like 70 bucks), but its still better(only slightly better than young and cool and like 800 bucks better than just cars)

SilentBob

rxboy · Post by **rxboy** » Wed Apr 21, 2004 1:06 pm

I'm paying $1350 per year for '97 GPX on rating 1 with Just Cars.

I know I sound like a noob, but can someone tell me how %NCB relates to ratings?

Craig · Post by **Craig** » Thu Apr 22, 2004 3:16 am

Ive got 3rd party... being only 22 full comp just kills me...
i'm in my 3rd year now of only 3rd party... been ok so far.... hoping it stays that way!
costs me $550 at just cars...

D4Z_FTO · Post by **D4Z_FTO** » Thu Apr 22, 2004 10:59 am

I thought about going the 3rd party option this time around to save a little extra cash. On that same day that i was thinking about that option a workmate of mine was telling me a recent story of how his girlfriend had a car accident. She was impatient with the heavy traffic and wanted to turn into a driveway on the right hand side of the road about 50m up the road. She decided to use the wrong side of the road as there was no cars and a bloke in his RX7 came out from a sidestreet on the left (the traffic let him through) she had no insurance at all.

If the governments made 3rd party property a compulsory insurance, there would probably be less need for comprehensive insurance..but doubt that will ever happen. I doubt i will drop back to 3rd party only as there are a lot of people cruisin around without insurance, and a lot of them probably wont have money to pay you if they damage your car.

FTO AUSTRALIA

Insurance-Any suggestions or brokers?

Insurance-Any suggestions or brokers?

BARFY