FTO insurrance

homegrown · Post by **homegrown** » Tue Jun 07, 2005 8:01 pm

hey guys i was just wondering what everyone pays for there insurrance?
im a 17 year old getting either a GR or a GPX, but by the time i get the car in october i'll be 18, had my P's in april this year, but this will be my first car, that i'll own, i drive my mums sp23 hatch for the mean time, but i would like to know other peoples insurrance cost like per year, fire theft, 3rd party and sh*t like that, and what people would think it would cost to insure me a when im 18 for a GR or a GPX, thanks!

BuCkEt · Post by **BuCkEt** » Tue Jun 07, 2005 8:15 pm

I'm 19 - been driving a year.

3rd Party Fire and Theft - 870ish dollars.

Boris · Post by **Boris** » Tue Jun 07, 2005 8:16 pm

Well, at your age, i would pretty much give up on comprehensive, because either it will be 1/3 of the value of your car, or most companies simply will not insure you, and your excess will be like 1.5k+ Give you an estimate, i pay 1300, and i'm almost 22

Your age expect to pay 4k +

A number of people who are your age, stick with 3rd party, no idea on prices as never had any quoted to me.

paladin · Post by **paladin** » Tue Jun 07, 2005 8:19 pm

if you get a gr, youll find that soem insurers are MUCH cheaper then for the gpx (shannonsand young and cool mostly from memory) but when i got insurance when i was 20, it was about 2.5k with a 1.5k excess. mind you a year on and its only 1700

but ify ou really want a fto look into a gr (y ou can get them a fair bit cheaper too so less money to risk if you cant afford comp)

benm7 · Post by **benm7** » Tue Jun 07, 2005 8:21 pm

Hi Boris,

Just out of curiousity, who are you insured with?

Boris · Post by **Boris** » Tue Jun 07, 2005 8:24 pm

GR = No MIVEC jee..... i can see one of those priceless master card moments... The noise Mivec makes, priceless....

On a serious note, i'm with Young & Cool, 30% NCB.

Also, benm7 & homegrown, welcome to the club!

homegrown · Post by **homegrown** » Tue Jun 07, 2005 8:32 pm

thanks mate, well i got a quote for comprehensive... for jsut car insurrance, werd 4.093 f**k that... might do 3rd party, and get the GR

gonna look around for a GPX though see what 3rd party is on those, either that or im not gonna get a FTO and get a 1994 Mazda 929, either way they'll both be pimping.

Camo · Post by **Camo** » Tue Jun 07, 2005 10:51 pm

21 Male FTO GPX

Full Comp Insurance $2k

BuCkEt · Post by **BuCkEt** » Tue Jun 07, 2005 11:20 pm

As I said earlier...

3rd Party Insurance for a FTO GPX is 870ish dollars with a 1k excess.

This INCLUDES fire and theft.

This is with Just Cars insurance.

I can make as many mods as I want as long as they are road worthy.

mrx · Post by **mrx** » Tue Jun 07, 2005 11:49 pm

Ah, the joys of being over 25....

Post by **Supplanter** » Tue Jun 07, 2005 11:52 pm

mrx wrote:Ah, the joys of being over 25....

Arthritis
Poor eyesight
Baldness

And before you ask I am over 25 too

Mboy · Post by **Mboy** » Wed Jun 08, 2005 12:12 am

hey guy
i'm in melbourne, 24 and rating 1.
i pay $900 for full comprehensive insurance
with a company call unique cars...not too bad so far.
any mods allowed!!!

homegrown · Post by **homegrown** » Wed Jun 08, 2005 3:51 am

hey my bad, f*** im an idiot, when i did the insurrance test, i put it comp for 4 years, so its around 1k a year, still f**ken homo but an improvment of 4k a year.. haha deerrrr, well looks like its back to the FTO GPX instead of a pimping 929, werd..

FTO338 · Post by **FTO338** » Wed Jun 08, 2005 11:59 am

Mboy wrote:hey guy
i'm in melbourne, 24 and rating 1.
i pay $900 for full comprehensive insurance
with a company call unique cars...not too bad so far.
any mods allowed!!!

I assume that $900 not including mods right. I know they don't insure cars that are parked at multi-carports.

afterburner · Post by **afterburner** » Wed Jun 08, 2005 12:34 pm

Is insurance compulsory over there?

As a comparison with NZ, I pay $650 NZD for full insurance. But I am over 25 and have a no claims discount for life

Here insurance is not complusory, and I read in the paper the other day that an estimated 40% of drivers in NZ have no insurance at all

Post by **Bennoz** » Wed Jun 08, 2005 1:24 pm

You ought try getting full comprehensive after a mid range DUI.
The only company that even quoted on me was Just Car & they wanted $5670...
I'd rather spend that money on more beer....

EURO · Post by **EURO** » Wed Jun 08, 2005 1:28 pm

Mboy when did you get insured with them?

My insurance with them is like $1300 and i am 25 and rating 1...

I know I put a few extras like windscreen protection etc, whats your excess with them? as I may have altered that to get a higher premium - cant remember.

but $900 is reallly cheap!

d_stroy_r · Post by **d_stroy_r** » Wed Jun 08, 2005 3:17 pm

under $900 full comp

Im the 3rd driver 2nd to my mum and dad

Raven · Post by **Raven** » Wed Jun 08, 2005 3:42 pm

At 17 in melbourne Just cars quoted 5K for full comp, so got 3rd party F&T for 630, then moved back up to Brissie and pay 300 3rd party at 20

thecook · Post by **thecook** » Wed Jun 08, 2005 6:23 pm

i'm on 3rd party fire n theft with just cars, it was $650 when i was 18, 3 yrs later, it is now $600...