Current insurance??

fto12345 · Post by **fto12345** » Tue Aug 03, 2004 10:41 pm

Hi guys,

I know this has been the most popular topic of all time, but I am wondering which insurance company every is with...
Please answer the following the best you can, I am wanting to change my insurance soon.

1. What company currently with? and how long?
2. How much are you paying?
3. insured under market value? and how much?
4. Do they allow any mods?

Just to start off,

1. Torue have been insured with them since last year.
2. $1630.
3. Insured for $18250 market value.
4. As long as it's not an engine mod it's fine.

Please post any many as you can here so that I can make up my mind and choose which insurance company to change to..

Thank you,

debbie · Post by **debbie** » Wed Aug 04, 2004 1:49 pm

just cars two months.
allow all legal mods.
1800
insured for 18000
im 20 and a female, im sure that makes a difference:)

barfy · Post by **barfy** » Wed Aug 04, 2004 3:13 pm

Unique car insurance

6 months

$1076

Insured for $23000 agreed value

Alow all legal mods

fto12345 · Post by **fto12345** » Wed Aug 04, 2004 9:47 pm

Hey Barfy, do you know if they cover people from sydney as well?
If so could you please let me know their contact details please?

Thank you,

Any one else?
Who are you insured with?

Thank you,

Post by **kazbah** » Thu Aug 05, 2004 2:40 pm

Famous Classic Car Insurance
Less than a year
$800 (I was being charged $1600 by Just Car Ins)
$500 excess for me (over 30) except theft $1000
Already had a not a fault accident which they handled very well, even let me claim for the remake of my personal plates damaged in the accident $50
Insured for $18,000
will allow legal mods
Just a word of warning - shoud you decide to go with them DO NOT lie about your driving record because in case of an accident, whether you were at fault or not, they will ask for an RTA printout of your driving history....

barfy · Post by **barfy** » Thu Aug 05, 2004 2:47 pm

Hey,

There number is (03) 9898 9400, Im pretty sure they would insure ppl in sydney. Give them a call and find out

rxboy · Post by **rxboy** » Fri Aug 06, 2004 1:08 pm

These prices don't mean very much by themselves. People should include Rating/NCB

97 FTO GPX
Just Car Insurance for 2.5 years
$1350 premium on Rating 1
Insured for $20500 (underinsured IMO, but they won't budge)
Allow all legal mods

DZYRME · Post by **DZYRME** » Fri Aug 06, 2004 1:25 pm

rxboy wrote:These prices don't mean very much by themselves. People should include Rating/NCB

97 FTO GPX
Just Car Insurance for 2.5 years
$1350 premium on Rating 1
Insured for $20500 (underinsured IMO, but they won't budge)
Allow all legal mods

How old are you rxboy? I was quoted almost $6000 for full comp and im 22.

sxcfto · Post by **sxcfto** » Fri Aug 06, 2004 3:50 pm

Just changed my insurance resently

Was with Just Car Insurance for 2 years paying $1212 for Rating 1

Now with Unique Car Insurance $956 includes Rating 1 Protection and Windscreen change every year!!

Much better deal

rxboy · Post by **rxboy** » Mon Aug 09, 2004 1:32 pm

DZYRME wrote:How old are you rxboy? I was quoted almost $6000 for full comp and im 22.

I'm 26. That $6000 premium is ludicrous even for a rating 3. Have you had any at-fault claims?

debbie · Post by **debbie** » Mon Aug 09, 2004 3:38 pm

im with just cars, just rang up unique for curiosity, they qouted a couple of hundred cheaper. and my excess is as much as my premium..

DZYRME · Post by **DZYRME** » Mon Aug 09, 2004 8:12 pm

rxboy wrote:
DZYRME wrote:How old are you rxboy? I was quoted almost $6000 for full comp and im 22.
I'm 26. That $6000 premium is ludicrous even for a rating 3. Have you had any at-fault claims?

I havent made a claim at all and Ive been driving for 6 years. Ive even done a defensive driving course.

Slither · Post by **Slither** » Mon Aug 09, 2004 11:12 pm

Well im with just cars, im 22 only been driving a year and full comp is only $2200!

sounds like the person u talked to was on something!!

DZYRME · Post by **DZYRME** » Tue Aug 10, 2004 12:45 am

Is yours insured with all your mods? Just Cars know about all of my mods.

Slither · Post by **Slither** » Tue Aug 10, 2004 4:30 pm

Well they know about my paintwork, bodykit, exhaust, sound system (or lack there of) mivec controller and my afc, granted thats not everything, but it still covers most of it

jester · Post by **jester** » Tue Aug 10, 2004 6:01 pm

Yo brendan that quote DOES sound crazy!!8O

Im with Just car now and have been ever since i bough my car- Just over a year ago.

96 GPX
$1330 on Rating 2 Full comp.
Oh and Im 22.

When i joined last year i paid - $1900 on rating 3.
Im pretty happy with my price drop over that year.

Maybe Sounds like your Mods are the thing that is resulting in that crazy $6000?? Unfair!! It still seems like 2 much! It may be worth calling again!

DZYRME · Post by **DZYRME** » Tue Aug 10, 2004 7:12 pm

Well, that is why I only have 3rd party. Ive told them about my leather seats, exhaust, bodykit, sound system, rims etc.

FTOluv · Post by **FTOluv** » Thu Aug 12, 2004 12:23 am

sorry cant get over the $6K insurance.
That is absolute crap, you should call them up again and ask for another quote.

I just got my insurance renewal today from Just Cars and I gotta fork out $1410 on a rating 2 and im 24 with no claim history or accidents. This insurance also doesn cover any mods which ive done to the car so i feel a bit ripped off actually.

I think im gonna call Unique cars insurance and see if they can do me a better deal.

payaya · Post by **payaya** » Sat Aug 14, 2004 9:41 am

just got new insurance rating 4, 22yo, 1100 bucks!!

yeah! Ah forgot i get 50% off insurance because my GF works for an insurance company!

Boris · Post by **Boris** » Thu Nov 11, 2004 11:50 am

Has anyone had problems with Young & Cool?

I got offered 1,900, Rating 4... 21 years of age... with all my mods...