Insurance

payaya · Post by **payaya** » Fri May 28, 2004 6:53 pm

Hey all is there any other insurance companies other than just cars that insure FTOs in melbourne??

Whos with justcars? Do they assume a rating by looking at your history/age or do they just go by how many years you have insurance?

Which company does assume a rating based on diriving history/age?

Im in melbourne BTW

I got quoted 3200 by just cars, im 22. ith serveral mods, car covered for 20,000 grand.

thanks

barfy · Post by **barfy** » Fri May 28, 2004 9:55 pm

Hey Mate,

Im with unique car insurance, im 27 rating 1 and they insured me for $1000 a year with a agreed value of $23000. I would give them a try im positive it will be cheaper and ive heard steve is trying to get discount for us as we are an official car club now.

Guni_GuGu · Post by **Guni_GuGu** » Sat May 29, 2004 3:23 am

I've been looking a bit... I know, mum could get insurance with Famour, for I think it was $900, on my completely STOCK fto... only problem was no one under 21 would be covered...

Just Cars also have a good trick, in that they ask, do you have any kids, and of course, mum has kids

lol, so their quote was $4000?!?#

But when I called em up myself, they said $3500, 20yr's old, NCB5 (0%), no nothing, mods, infringemnts (although I have been given 3 from speed camera's, they're all waiting on confirmations from the faulty camera's

With that said, $3,500, is still expensive, but not ridiclous... i however, will probably stick with just 3rd party, this year, and maybe move to famous next year.. still not sure, at the moment, I am covered full comp under a cover note... going to make lots and lots of calls to insuarance companies over the next week, before I decide, what to do...

I am looking at a big alarm in the time being though,...
http://cgi.ebay.com.au/ws/eBayISAPI.dll ... 22455&rd=1

What do you guys think of it? Seems really really cheap...

payaya · Post by **payaya** » Sat May 29, 2004 4:43 am

Guni_GuGu wrote:I've been looking a bit... I know, mum could get insurance with Famour, for I think it was $900, on my completely STOCK fto... only problem was no one under 21 would be covered...

Just Cars also have a good trick, in that they ask, do you have any kids, and of course, mum has kids lol, so their quote was $4000?!?#

But when I called em up myself, they said $3500, 20yr's old, NCB5 (0%), no nothing, mods, infringemnts (although I have been given 3 from speed camera's, they're all waiting on confirmations from the faulty camera's

With that said, $3,500, is still expensive, but not ridiclous... i however, will probably stick with just 3rd party, this year, and maybe move to famous next year.. still not sure, at the moment, I am covered full comp under a cover note... going to make lots and lots of calls to insuarance companies over the next week, before I decide, what to do...

I am looking at a big alarm in the time being though,...
http://cgi.ebay.com.au/ws/eBayISAPI.dll ... 22455&rd=1

What do you guys think of it? Seems really really cheap...

but the 3.5k is with a rating 6! I ask a friend today they said justcars do assume a rating.

Im 22 and have a really good driving history.

payaya · Post by **payaya** » Sat May 29, 2004 4:44 am

barfy wrote:Hey Mate,

Im with unique car insurance, im 27 rating 1 and they insured me for $1000 a year with a agreed value of $23000. I would give them a try im positive it will be cheaper and ive heard steve is trying to get discount for us as we are an official car club now.

great ill give them a try.

If not im selling my car

payaya · Post by **payaya** » Sat May 29, 2004 4:46 am

warning those alarms sometimes arent able to transmit a distance what they quote.

If you want prtection get a quicktrack system installed.

Guni_GuGu · Post by **Guni_GuGu** » Sat May 29, 2004 7:55 am

If it says, 1.5k or whatever, i;m not fussed... if it can reach about 500 meters, thats MORE THEN enough... I work, close to wear I park, 500 meters, is more then enough.

barfy · Post by **barfy** » Mon May 31, 2004 12:21 am

If you want prtection get a quicktrack system installed.

Ive got one installed, but its a pitty im in Adelaide and they dont operate here ! hehe

Bought the car from Sydney for those of you thinking why i installed a quicktrack alarm when it doesnt work here

andux · Post by **andux** » Mon May 31, 2004 4:41 am

Hi all, you might want to check out TORQUE - they are based in all states and all policies are underwritten by Lumley Insurance (they're meant to be big). For rating 1 I was quoted less than $1000 with rating protection included. Their excess was reasonable also ($750) - I tried UNIQUE CAR INSURANCE, they were cheaper but because I have a body kit on the car they wanted to add another $500 to the excess - (making the excess over $1500). Hope this helps. Cheers, Andux.

FTOluv · Post by **FTOluv** » Tue Jun 01, 2004 12:36 am

im with Just Cars and on a rating 2 and im paying $1600. that doesnt cover any mods. each additional mod u have to pay extra.
Stereos cant be insured.

im interested in Torque, could u giv us some more info on it and a number perhaps.

ruchi · Post by **ruchi** » Tue Jun 01, 2004 1:19 am

FTOluv wrote:Stereos cant be insured.

huh?
I'm with Just Cars, and have my stereo insured, in fact it was up to me as to how much I wanted it insured for.

Slither · Post by **Slither** » Tue Jun 01, 2004 1:22 pm

Im with just cars and u get unlimited free mods, u have to pay extra for excessories!! Ive got a bodykit aftermarket exhaust and rims that are all insured!!

u should b able to get your stereo insured, unless its worth a ridiculous amount of money (generally they wont insure things worth mega $$$)

Post by **smorison** » Tue Jun 01, 2004 4:15 pm

someone just mentioned QuickTrak...

ummm they are in voluntary administration at the moment, i wouldn't be adding a quicktrak system if you don't alreayd have one....

Also the copmpany i am contracted to at the moment use QT systems for tracking all their cars/trucks etc. The system is actually pretty piss poor in my opinion and i'm working with a company Rojone (www.rojone.com.au) at the moment to build a better system.

Rojone's system is pretty damn good and a lot more accurate (easier to hide as well) than QT's.

QT: use Telstra Fleet comm's which is radio tower based location. Not all that accurate and prone to false readings, dead spots, reflections, poor locations, etc. Only works in Metro areas!

Rojone and other Modern sytems use GPS based location fixing which is a great deal more accurate and in Rojone's case use GPRS (mobile phone) Technology for transmission of the location data. Works pretty much everywhere in australia.

If you are serious about installing a tracking system i would look elsewhere and stay away from QT.

GPXXX · Post by **GPXXX** » Tue Jun 01, 2004 4:39 pm

Slither wrote:Im with just cars and u get unlimited free mods, u have to pay extra for excessories!! Ive got a bodykit aftermarket exhaust and rims that are all insured!!

how much are you paying for your insurance with Just Cars for your FTO as is Ethan?

Slither · Post by **Slither** » Wed Jun 02, 2004 10:26 am

ummm $2200 or thereabouts, im aware that it aint cheap but i havent even had my license for a year yet, plus i go up a rating in june so it'll drop some more!!

oh im 21 too so my excess is still pretty high

Craigh · Post by **Craigh** » Fri Jun 04, 2004 6:28 pm

I have been pricing insurance for both a gr and gpx. The only place I could find was Just Cars. Their price was $1300 on the GPX, but it has now gone down to $1250 (huge price drop I know

The GR was ~1100. To turbo it would cost another 50.

didn't matter auto/manual.

I am 25 next sunday and am on a rating 1.
Craig