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Car insurance paid monthly

Posted: Fri Oct 21, 2005 1:22 pm
by testlabmonkey
Just letting you guys know about a new car insurance company that I just got a quote for. its a subsiduary of RAA insurance called H2P and they let you pay by the month.

As an example im a 28yo driver getting a 1995 FTO heavily modified and the quote was for $1170 which is pretty good from what i have gotten. plus being able to pay monthly made the decision for me as i just couldnt fork over the cash at this point. The excess is quite high at $1500 but hey thats jap imports for you and not much worse than Just Cars (which for me ranged from $1200 to $1400). If anyone else knows of insurance for imported modified cars that you can pay monthly please let me know. Also the driver rating goes on years experience not on proving that you have been insured on a car policy for x number of years.

Sorry I dont have a number for them I just rang RAA and got transferred and i cant find a web site for them.

Oh and also forgot that RAA is a South Australian equivelant to NRMA etc etc so I dont know about cars outside of SA but I'm sure they dont just insure SA cars.

www.raa.com.au

Ben

Posted: Fri Oct 21, 2005 9:38 pm
by SchumieFan
this isnt common?

my insurance was quoted at about 1800 (was about 2200 after intrest)(and i looked around) and my premium was 1000

but that was before my prang :(

Shannons

Posted: Fri Oct 21, 2005 9:58 pm
by dstocks
I have Shannons. I pay monthly and it costs me $968 per year (but then, I am an old fart - 38 )

Posted: Fri Oct 21, 2005 10:02 pm
by SchumieFan
yeah i was 19 (ho-ray, young white guy with a sports car... pig target)

Posted: Sat Oct 22, 2005 1:48 am
by testlabmonkey
Well I rang shannons and they wouldnt insure my car as they said that it had to many mods. Just cars would insure me but had to pay upfront.

Was going to ring Unique Cars but didnt get round to it. SchumieFan did you get your insurance from Shannons?

Posted: Sat Oct 22, 2005 2:03 am
by kazbah
testlabmonkey wrote:Well I rang shannons and they wouldnt insure my car as they said that it had to many mods. Just cars would insure me but had to pay upfront.

Was going to ring Unique Cars but didnt get round to it. SchumieFan did you get your insurance from Shannons?
I'm insured with Famous Classic Car Insurance.. 1300 88 60 29 pay by the month and accept mods... Give them a try :wink:

Posted: Sat Oct 22, 2005 2:59 am
by Rich UK
oooh, bet that's not cheap, fast car, woman driver, they must be pi$$ing in there pants when the quote request comes in! :P

Posted: Sat Oct 22, 2005 2:57 pm
by testlabmonkey
ahh well the car didnt pan out so im still looking. Will definately ring Famous Classic Car insurance and get a quote. Thanks for the tip.

Posted: Sat Oct 22, 2005 7:41 pm
by SchumieFan
nah im in nz, company called tower

Posted: Sun Oct 23, 2005 9:33 am
by mrx
Surprised Shannons wouldn't insure you though. I am insured with them, and they are well priced and the excess is low. Pay by the month also.

Posted: Sun Oct 23, 2005 6:17 pm
by testlabmonkey
Yeah i think it was more because i wasnt in a car club, hadn't done any defensive driving course etc etc... little difficult when I havent owned a car for 3 years. So according to them I wasn't a "car enthusiest".

Posted: Sat Nov 05, 2005 10:10 pm
by payaya
Ive never had insurance, called Shannons, they put me on a rating 1 and pay $1400 a year.

Thats bloody good if you ask me!! :)

Posted: Sat Nov 05, 2005 10:12 pm
by payaya
testlabmonkey wrote:Well I rang shannons and they wouldnt insure my car as they said that it had to many mods. Just cars would insure me but had to pay upfront.

Was going to ring Unique Cars but didnt get round to it. SchumieFan did you get your insurance from Shannons?
What mods??

Ive got exhaust, pod filter, stereo, kick plates, dials, aftermakret wheels, leather interior lowered tinted windows.

Posted: Sun Nov 06, 2005 12:48 am
by scarecrow
seven !!`1i2rfqewno

Posted: Sun Nov 06, 2005 11:58 am
by Supplanter
scarecrow wrote:seven !!`1i2rfqewno
So very, very drunk :D

Posted: Sun Nov 06, 2005 3:30 pm
by mell
lol...just try en get insurance in vic...with no history..

18 yr old p-plater..
its a joke.
:(
shannons said i wasn't a car enthuseost(i tried for 5mins i dont know how to spell it lol)
unique cars said i need a 1 yr rating behind me first..
young and cool wanted $2800...thats with no mods

n every one else told me to f8^k off ...

so i had to go with just cars....n they don't offer pay by month..

so i owe my mummy and daddy big time...lol

Posted: Sun Nov 06, 2005 3:37 pm
by SchumieFan
mell wrote: 18 yr old p-plater..
That explains everything!



and its enthusiast

Posted: Sun Nov 06, 2005 3:38 pm
by mell
:wink: thanx

Posted: Sun Nov 06, 2005 4:20 pm
by BuCkEt
I was 19 when I got the FTO, most places just said "no".

I'd only had my license for 9 months before I got it too.
I'm with Just Cars too.

Posted: Sun Nov 06, 2005 5:14 pm
by GoldFTO
yeh well im 17 and have to still find insurance for my baby...i really dont think anyone will look at me...bcoz i have so many mods on my car already and i turn 18 next month!!!

i think my car is worth lik 23,000 now and still havnt finished...i have spent so much and in the next few weeks im going to look for an insurance company!!!

looks like just cars is the only place for me though...o well i finish skool soon and start a full time job shortly cant wait!!!