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FTO insurrance

Posted: Tue Jun 07, 2005 8:01 pm
by homegrown
hey guys i was just wondering what everyone pays for there insurrance?
im a 17 year old getting either a GR or a GPX, but by the time i get the car in october i'll be 18, had my P's in april this year, but this will be my first car, that i'll own, i drive my mums sp23 hatch for the mean time, but i would like to know other peoples insurrance cost like per year, fire theft, 3rd party and sh*t like that, and what people would think it would cost to insure me a when im 18 for a GR or a GPX, thanks!

Posted: Tue Jun 07, 2005 8:15 pm
by BuCkEt
I'm 19 - been driving a year.


3rd Party Fire and Theft - 870ish dollars.

Posted: Tue Jun 07, 2005 8:16 pm
by Boris
Well, at your age, i would pretty much give up on comprehensive, because either it will be 1/3 of the value of your car, or most companies simply will not insure you, and your excess will be like 1.5k+ Give you an estimate, i pay 1300, and i'm almost 22 :? Your age expect to pay 4k +

A number of people who are your age, stick with 3rd party, no idea on prices as never had any quoted to me.

Posted: Tue Jun 07, 2005 8:19 pm
by paladin
if you get a gr, youll find that soem insurers are MUCH cheaper then for the gpx (shannonsand young and cool mostly from memory) but when i got insurance when i was 20, it was about 2.5k with a 1.5k excess. mind you a year on and its only 1700 :D
but ify ou really want a fto look into a gr (y ou can get them a fair bit cheaper too so less money to risk if you cant afford comp)

Posted: Tue Jun 07, 2005 8:21 pm
by benm7
Hi Boris,

Just out of curiousity, who are you insured with?

Posted: Tue Jun 07, 2005 8:24 pm
by Boris
GR = No MIVEC jee..... i can see one of those priceless master card moments... The noise Mivec makes, priceless.... :lol:

On a serious note, i'm with Young & Cool, 30% NCB.

Also, benm7 & homegrown, welcome to the club! 8)

Posted: Tue Jun 07, 2005 8:32 pm
by homegrown
thanks mate, well i got a quote for comprehensive... for jsut car insurrance, werd 4.093 f**k that... might do 3rd party, and get the GR :( gonna look around for a GPX though see what 3rd party is on those, either that or im not gonna get a FTO and get a 1994 Mazda 929, either way they'll both be pimping.

Posted: Tue Jun 07, 2005 10:51 pm
by Camo
21 Male FTO GPX

Full Comp Insurance $2k

Posted: Tue Jun 07, 2005 11:20 pm
by BuCkEt
As I said earlier...

3rd Party Insurance for a FTO GPX is 870ish dollars with a 1k excess.

This INCLUDES fire and theft.

This is with Just Cars insurance.

I can make as many mods as I want as long as they are road worthy.

Posted: Tue Jun 07, 2005 11:49 pm
by mrx
Ah, the joys of being over 25....

Posted: Tue Jun 07, 2005 11:52 pm
by Supplanter
mrx wrote:Ah, the joys of being over 25....
Arthritis
Poor eyesight
Baldness
:P

And before you ask I am over 25 too :roll:

Posted: Wed Jun 08, 2005 12:12 am
by Mboy
hey guy
i'm in melbourne, 24 and rating 1.
i pay $900 for full comprehensive insurance
with a company call unique cars...not too bad so far.
any mods allowed!!!

Posted: Wed Jun 08, 2005 3:51 am
by homegrown
hey my bad, f*** im an idiot, when i did the insurrance test, i put it comp for 4 years, so its around 1k a year, still f**ken homo but an improvment of 4k a year.. haha deerrrr, well looks like its back to the FTO GPX instead of a pimping 929, werd.. :lol:

Posted: Wed Jun 08, 2005 11:59 am
by FTO338
Mboy wrote:hey guy
i'm in melbourne, 24 and rating 1.
i pay $900 for full comprehensive insurance
with a company call unique cars...not too bad so far.
any mods allowed!!!
I assume that $900 not including mods right. I know they don't insure cars that are parked at multi-carports.

Posted: Wed Jun 08, 2005 12:34 pm
by afterburner
Is insurance compulsory over there?

As a comparison with NZ, I pay $650 NZD for full insurance. But I am over 25 and have a no claims discount for life :)

Here insurance is not complusory, and I read in the paper the other day that an estimated 40% of drivers in NZ have no insurance at all 8O

Posted: Wed Jun 08, 2005 1:24 pm
by Bennoz
You ought try getting full comprehensive after a mid range DUI.
The only company that even quoted on me was Just Car & they wanted $5670...
I'd rather spend that money on more beer....

Posted: Wed Jun 08, 2005 1:28 pm
by EURO
Mboy when did you get insured with them?

My insurance with them is like $1300 and i am 25 and rating 1...

I know I put a few extras like windscreen protection etc, whats your excess with them? as I may have altered that to get a higher premium - cant remember.

but $900 is reallly cheap!

Posted: Wed Jun 08, 2005 3:17 pm
by d_stroy_r
under $900 full comp :twisted:

Im the 3rd driver 2nd to my mum and dad 8)

Posted: Wed Jun 08, 2005 3:42 pm
by Raven
At 17 in melbourne Just cars quoted 5K for full comp, so got 3rd party F&T for 630, then moved back up to Brissie and pay 300 3rd party at 20

Posted: Wed Jun 08, 2005 6:23 pm
by thecook
i'm on 3rd party fire n theft with just cars, it was $650 when i was 18, 3 yrs later, it is now $600...