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Private health cover

Posted: Thu May 21, 2009 2:43 pm
by Astron_Boy
Hey all.

Long story short, I need dental work, a lot.
my gum work is shot, and my teeth are suffering, as such I need $10,000 worth of work.

Please send me money...

Nah I'm joking.

What I want to know, is what if any private health cover will cover such a vast amount of work.
I need root canal on one tooth, and 6 crowns.

I have checked MBF and HCF, all of which would only cover $1000 worth of major surgery annually, and with a 2 month waiting period.
I have a booking in one month for the root canal, as it is apparently dire. (Have an abscess that will affect all front top teeth ) :roll:

Any help on how to get around paying so much is appreciated.
Please hold the jokes if you could, though I know that's hard for some of you. ;)

Posted: Thu May 21, 2009 4:01 pm
by Bennoz
Depends on the cover provider. I know for instance Im with NIB & they tend to cover a lot more 'preventive' dentistry than repair work. I've had a couple of holes filled & only had about 50% of it covered as opposed to a possible 75%.

Posted: Thu May 21, 2009 4:14 pm
by alekazam
an option is to outsource to thailand I pade $3000 and got $10000 worth of work done

Posted: Thu May 21, 2009 4:34 pm
by Bennoz
OooOOOooh, risky dodgy dental ftw!

Posted: Thu May 21, 2009 5:53 pm
by mz_madz
ANZ health cover provide good rates :) They are the cheapest & most efficient!

Posted: Thu May 21, 2009 11:13 pm
by koolio1234
Hey MAD-FTO,

Im actually in a very similar situation. I need wisdom teeth taken out so got to pay for that and the happy drugs to go with it (anaesthesia). As well as that, I'll need to get a root canal in a month or two.

I'm currently with HCF and they only cover a certain amount, like maybe 30%. They told me it was because something like Wisdom teeth removal is only done once in your life so they wont cover it and its quite costly so I have to shell out and pay for it myself.

Im not sure about other private health insurance firms though. I'd be interested to find out if anyone would cover my dental work.

Posted: Thu May 21, 2009 11:54 pm
by jonowong
im sending my next gf to thailand to get a boob job!

Posted: Fri May 22, 2009 12:00 am
by Bennoz
Image

Posted: Fri May 22, 2009 7:57 am
by alekazam
Bennoz wrote:OooOOOooh, risky dodgy dental ftw!
actually bennoz thats a common misconception thailand has 5 star dental hospitals
a lot of the work i had done there was to fix the doggy work I had done over here
2 root canals, all my amalgams removed, dental veneer and a bridge

Re: Private health cover

Posted: Fri May 22, 2009 8:11 am
by FTEvolution
MAD-FTO wrote:Hey all.

Long story short, I need dental work, a lot.
my gum work is shot, and my teeth are suffering, as such I need $10,000 worth of work.

Please send me money...

Nah I'm joking.

What I want to know, is what if any private health cover will cover such a vast amount of work.
I need root canal on one tooth, and 6 crowns.

I have checked MBF and HCF, all of which would only cover $1000 worth of major surgery annually, and with a 2 month waiting period.
I have a booking in one month for the root canal, as it is apparently dire. (Have an abscess that will affect all front top teeth ) :roll:

Any help on how to get around paying so much is appreciated.
Please hold the jokes if you could, though I know that's hard for some of you. ;)
Don't goto Thailand, goto India

http://www.3news.co.nz/TVShows/Nightlin ... fault.aspx

Look at that story from one of our current affairs shows (could find the video somewhere)

It is a valid option and costs FAR less with damn good results... you can easily find the dentists that do work for the bollywood industry, worth looking into if you need a sh*t load done

Posted: Fri May 22, 2009 8:14 am
by FTEvolution
alekazam wrote:
Bennoz wrote:OooOOOooh, risky dodgy dental ftw!
actually bennoz thats a common misconception thailand has 5 star dental hospitals
a lot of the work i had done there was to fix the doggy work I had done over here
2 root canals, all my amalgams removed, dental veneer and a bridge
;)

Just be careful though, that beautiful little nurse looking after you is probably a man 8O

Posted: Fri May 22, 2009 8:38 am
by alekazam
and don't still any bar mats :roll:

Posted: Sat May 23, 2009 12:10 am
by koolio1234
my mum got dental care overseas a few years back. she came back with a healthy smile and heavy wallet.

Posted: Mon May 25, 2009 9:25 am
by FTEvolution
koolio1234 wrote:my mum got dental care overseas a few years back. she came back with a healthy smile and heavy wallet.
*FTEvolution likes this*

Posted: Mon May 25, 2009 1:35 pm
by I8A4RE
alekazam wrote:and don't still any bar mats :roll:
nah you get a free bar mat with every tooth pulled