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Posted: Sat Sep 22, 2007 4:57 pm
by RallyMad
ah ok fair enough
I guess it must be the insurance company. I have 2 cars, one pretty modified and the other only slightly (FTO) and with just cars neither value went up with modifications, only my premium. Reminds me I must change to shannons when I turn 25 next year
Posted: Sat Sep 22, 2007 6:29 pm
by khunjeng
Richy wrote:my r33 is insured for 40k when I paid 15 for it becuase of the mods through shannons
good news... what premium are u paying but??
$800 per year with 600 excess.
FTO is a bit less which is insured for 15k now under shannons also. with a 600 premium and excess.
Posted: Sat Sep 22, 2007 6:30 pm
by khunjeng
RallyMad wrote:ah ok fair enough
I guess it must be the insurance company. I have 2 cars, one pretty modified and the other only slightly (FTO) and with just cars neither value went up with modifications, only my premium. Reminds me I must change to shannons when I turn 25 next year
thats cos just cars is sh*t.
Go Shannons if u have a real modified car.
Posted: Sat Sep 22, 2007 8:09 pm
by rock_it
Hmmm ... I want to go with Shannons... But I have to wait about 1.5 years, as it has not been 5 years since I lost my licence...
Posted: Sun Sep 23, 2007 5:35 pm
by RallyMad
khunjeng wrote:
thats cos just cars is sh*t.
Go Shannons if u have a real modified car.
Fair enough. Although I wouldn't really call my Laser a real modified car.....
But agreed. Was impressed with Shannons when I first got my FTO but was told to wait until I was 25. Only a few months now and my insurance renewal is up shortly after my birthday so I will be going shannons.
Posted: Sun Sep 23, 2007 7:17 pm
by khunjeng
RallyMad wrote:khunjeng wrote:
thats cos just cars is sh*t.
Go Shannons if u have a real modified car.
Fair enough. Although I wouldn't really call my Laser a real modified car.....
But agreed. Was impressed with Shannons when I first got my FTO but was told to wait until I was 25. Only a few months now and my insurance renewal is up shortly after my birthday so I will be going shannons.
I think you need to be over 25...not sure. Next year I'm getting the restricted Kms insurance which wll get me an even better deal
Posted: Mon Sep 24, 2007 10:14 am
by Richy
when i was looking for insurance, i checked shannon....then the guy asked me: "have u own another performance car before", "have u done any advance driving course before", and some other sh*t questions like that. and my answers to them were "No". Then the guy said "i am sorry, but we only insure car enthusiast, so i cant help u". i was like WTF
anyway....when my insurance due, might give them a call again...and see what they say this time...
btw, anyone here insured with Young & Cool, anyone knows what they are like (in terms with insured car value & premium) with modified cars??
Posted: Mon Sep 24, 2007 12:07 pm
by rock_it
Young and cool are now "famous car insurance" ... Their website still works for the moment ...
They are very restrictive... E.g. Car has to be off st parked, like a garage, but at worst a car port... I think this is even if you stay at a friends house for the night ...
3 point or maybe 4 point immobiliser has to be installed, and I have actually found that GIO (their custom cars division) is cheaper... I have my FTO with them...
1997 - Insured for 15k, mods listed as exhaust, CAI, and RIMS.
Driver history - Licence lost speeding 3 year ago
1 at fault accident about 4 year ago (6k damage)
Full no claim bonus
+ bonus protection
I am 29 this year (November)
2.2k ... And they do a discount for the greenslip, which went from almost $500 to $400ish ...
Posted: Mon Sep 24, 2007 3:12 pm
by Richy
2.2k ... And they do a discount for the greenslip, which went from almost $500 to $400ish ...
i am paying $872 for $11000 insured value... i m 31 btw.
guess... more looking around i need
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Posted: Mon Sep 24, 2007 3:54 pm
by JOeJOe
Richy, with Shannon's tell them that your a member of FTO Australia. I think Kev (FTO338) mentioned that previously.
Plus with Shannon's you need to have a lock up carage otherwise no no.
Posted: Mon Sep 24, 2007 4:01 pm
by rock_it
JOeJOe wrote:Richy, with Shannon's tell them that your a member of FTO Australia. I think Kev (FTO338) mentioned that previously.
Plus with Shannon's you need to have a lock up carage otherwise no no.
Yep tried that ... But as stated above, had lost my licence in the last 3 .. Shannos don't like you when that happens... I think they wont insure you if you lost the licence in the last 5 years...
Posted: Mon Sep 24, 2007 4:34 pm
by Richy
Plus with Shannon's you need to have a lock up carage otherwise no no.
This is f**kn huge problem....cos i dont have one....
Posted: Mon Sep 24, 2007 5:11 pm
by JOeJOe
Richy, i'm in the same boat as you mate. We have four cars in the family and all is parked either in the driveway or the street.