just car insurance??

lawrencetlc · Post by **lawrencetlc** » Wed Jun 28, 2006 12:12 pm

Hey guys,

Just wanna ask what are the car insurance company available for insuring my FTO.

Have been to AAMI but found out that they dont actually insure for imported cars. Is there any other insurance company other than just car?

Thanks mate.

bradlovell · Post by **bradlovell** » Wed Jun 28, 2006 12:25 pm

try unique car insurance. they tend to go under whatever jsut car offers, and excess is cheaper aswell! like half price cheaper...

kid_dynamite · Post by **kid_dynamite** » Wed Jun 28, 2006 1:22 pm

Generally the major insurers will not cover imported vehicles, especially if you are young.

Ones that would cover FTOs I can think of:
Just Cars
Young and Cool
Famous Classic
Shannons

Teania · Post by **Teania** » Wed Jun 28, 2006 2:42 pm

Depending on your age, I found DAWES the cheapest

lawrencetlc · Post by **lawrencetlc** » Wed Jun 28, 2006 4:51 pm

hmmm, then i'll have a try on DAWES then...

But one question. What is "no claim bonus"??

And what is "rating"??

because when i was trying to fill up the quote form, there's two brackets asking no claim bonus (%) and rating... and i dont know what to fill in there...

Thanks...

by the way, unique car insurance doesnt insure for a car if it has no insurance up to 12 months... so....

Erm, so what elses are there? are they all good companies? (young and cool, shannons, famous classic, dawes)

kid_dynamite · Post by **kid_dynamite** » Wed Jun 28, 2006 5:06 pm

lawrencetlc wrote:hmmm, then i'll have a try on DAWES then...

But one question. What is "no claim bonus"??

And what is "rating"??

A No Claims Bonus is basically a discount on your premium that you get as a reward for not making any claims.
After a year with no at-fault claims you are given a Rating 5 which amounts to approximately a 20% discount, whilst five years without a claim entitles you to a 60 per-cent discount (Rating 1).

If you make claim your rating/NCB may drop.

With any insurance, before you sign you should check out the PDS (policy disclosure statement) and read it carefully to see if there's anything that doesn't suit you. These might include:
- who retains ownership of the car in the event of a writeoff
- if you are allowed to choose your repairer
- areas that you park where you may not be covered for a claim
- what the excess is for a claim
etc

messy · Post by **messy** » Wed Jun 28, 2006 6:46 pm

Im in perth, i have an import FTO - well about to get it from compliance - and i have quotes from HBF for insurance.. price was very good aswell, and they know its an import model.

worth giving them ago for sure.. i found Just Car and those others like young and cool were really pricey.

d_stroy_r · Post by **d_stroy_r** » Wed Jun 28, 2006 10:17 pm

Hey guys, it would be good if we can post in and older insurance post (which is over 5 now). The main reason is that there are some good info in each one and rather than going into one to get some info and into another one for more is a nuisance.

What you guys think?

kid_dynamite · Post by **kid_dynamite** » Wed Jun 28, 2006 10:37 pm

Or a moderator can merge them

d_stroy_r · Post by **d_stroy_r** » Wed Jun 28, 2006 10:50 pm

AHAHHA.

We will see if that happens

Not calling them lazy or anything

Post by **Bennoz** » Wed Jun 28, 2006 10:59 pm

yeah... bunch of comedians!

find the links & I'll merge 'em

sublime19 · Post by **sublime19** » Thu Jun 29, 2006 12:11 am

messy wrote:Im in perth, i have an import FTO - well about to get it from compliance - and i have quotes from HBF for insurance.. price was very good aswell, and they know its an import model.

worth giving them ago for sure.. i found Just Car and those others like young and cool were really pricey.

whereabts is HBF based? will they insure cars in sydney?

d_stroy_r · Post by **d_stroy_r** » Thu Jun 29, 2006 12:34 am

sublime19 wrote:
messy wrote:Im in perth, i have an import FTO - well about to get it from compliance - and i have quotes from HBF for insurance.. price was very good aswell, and they know its an import model.

worth giving them ago for sure.. i found Just Car and those others like young and cool were really pricey.
whereabts is HBF based? will they insure cars in sydney?

Based and only available to WA people, best insurance by far. Cheapest too

khunjeng · Post by **khunjeng** » Thu Jun 29, 2006 1:50 am

u will see from otehr posts I pay around $900 for my FTO. excess is $600....as its a non-turbo...however this is dependant on:

age
previous claims
preivous driving record

I just made a massive claim this month...see how that goes up next year!

sublime19 · Post by **sublime19** » Thu Jun 29, 2006 1:57 am

khunjeng wrote:u will see from otehr posts I pay around $900 for my FTO. excess is $600....as its a non-turbo...however this is dependant on:

age
previous claims
preivous driving record

I just made a massive claim this month...see how that goes up next year!

I dunno how old u are KJ but when u bought your FTO were u under 25?
Im still stuck on $2450 per year, cant seem to find a better deal

fto617 · Post by **fto617** » Mon Jul 03, 2006 3:32 am

wow it cost 2450 to insure an fto???
damn...
thats definitely a bit hefty
i'm 21 and i insure my evo8 for $3120 with justcars
but with much higher agreed value compare to the fto
i reckon your getting ripped off sublime!

sublime19 · Post by **sublime19** » Mon Jul 03, 2006 6:09 pm

fto617 wrote:wow it cost 2450 to insure an fto???
damn...
thats definitely a bit hefty
i'm 21 and i insure my evo8 for $3120 with justcars
but with much higher agreed value compare to the fto
i reckon your getting ripped off sublime!

yep... well i can't seem to find a better deal.. NRMA and Just cars are the only people I could find that wanna insure an import and NRMA quoted me $8500, don't even know why I bothered calling them.

But I've made a list now, Young & Cool, Famous Classic, Shannons and DAWES I'll give a call and see what their terms and prices are.

Last cruise I went to, either Bennoz, kazbah or Silentbob mentioned there's one in WA that'll ensure cars for a reasonable price, anybody know of one in WA that covers NSW?

sublime19 · Post by **sublime19** » Mon Jul 03, 2006 6:10 pm

fto617 wrote:wow it cost 2450 to insure an fto???

hmm u dont own an FTO?

Teania · Post by **Teania** » Mon Jul 03, 2006 7:57 pm

Famous are in WA. I used to be through them - but now that I'm older I found Dawes cheaper for me. Dawes has a minimum age limit, though I can;t remember what it is, I think it's 25 yrs

Famous also wanted to charge a minimum excess of $1000 on claims and wouldnt budge, Dawes excess only $500

NRMA quoted me $4500 - and I'm in the 30's bracket!!!! They thought it was quite a reasonable price

They were quite suprised that I didnt agree.

sublime19 · Post by **sublime19** » Mon Jul 03, 2006 8:04 pm

lol.. reasonable.. pssshhh!!! well i couldn't find a website for famous classic, any idea on where I can get their details? and DAWES has a minimum age bracket of 25?

im still 21

FTO AUSTRALIA

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