Insurance?

Post by **I8A4RE** » Thu Apr 17, 2008 7:59 pm

harry90 wrote:how can i confront just car insurance then ? is there anything i can do since others are getting cheaper premiums ?

Just ring them and say, im part of a car club and all the other FTO members are paying way less than I am, why is the case. Remember it also depends on where you live, if your post code is a high theft area they will charge way more

harry90 · Post by **harry90** » Thu Apr 17, 2008 8:00 pm

I8A4RE wrote:Well about 5-7 post's up, i posted that im currently paying around $835, but im over 25 but have been done for drink driving

do you have low premium high excess option ? cos i dont understand how your premium couls be that much lower than mine.... (keep in mind im not listed as a driver)

Post by **Bennoz** » Thu Apr 17, 2008 8:03 pm

The only way you'd get any benefit from 'being in a club' would be if we became a financial entity - which we are not (but plan to be at a later date.)

mitcheo · Post by **mitcheo** » Thu Apr 17, 2008 8:42 pm

Bennoz wrote:The only way you'd get any benefit from 'being in a club' would be if we became a financial entity - which we are not (but plan to be at a later date.)

What does that mean?

like paying a yearly membership?

Post by **I8A4RE** » Thu Apr 17, 2008 8:44 pm

Bennoz wrote:The only way you'd get any benefit from 'being in a club' would be if we became a financial entity - which we are not (but plan to be at a later date.)

IM not saying casue he's part of a club he should get a discount. Just saying that cause he his he can see what the fto market is paying for insurance and to question why he isnt getting the same price

Post by **Bennoz** » Thu Apr 17, 2008 9:04 pm

I8A4RE wrote:
Bennoz wrote:The only way you'd get any benefit from 'being in a club' would be if we became a financial entity - which we are not (but plan to be at a later date.)
IM not saying casue he's part of a club he should get a discount. Just saying that cause he his he can see what the fto market is paying for insurance and to question why he isnt getting the same price

Ahh, so you're telling him to bullshit his insurance company on a public forum... gotcha

harry90 · Post by **harry90** » Thu Apr 17, 2008 10:40 pm

i think i just figured out why the premium is this high...it is only my first year with just car and dont have any other cars with them (so no discount)...i expect the premiums to decrease every year (that is if no claims are made).

nvr2low · Post by **nvr2low** » Thu Apr 17, 2008 11:16 pm

hey guys my insurance is only 1400 full comp and i am 19 i am with just car. This is the second year with them and the first year was 1800 and i am the only nominated driver

Post by **aza013** » Fri Apr 18, 2008 3:41 am

nvr2low wrote:hey guys my insurance is only 1400 full comp and i am 19 i am with just car. This is the second year with them and the first year was 1800 and i am the only nominated driver

that will go down every year same as your agreed value

nicholas · Post by **nicholas** » Fri Apr 18, 2008 9:38 am

aza013 wrote:
nvr2low wrote: hey guys my insurance is only 1400 full comp and i am 19 i am with just car. This is the second year with them and the first year was 1800 and i am the only nominated driver

that will go down every year same as your agreed value

Aaand, aren't you from NT? So you can't really compare to sydney, the metrics they use for theft and crashes and stuff would have to be completely different.

Post by **I8A4RE** » Fri Apr 18, 2008 3:52 pm

nicholas wrote:
aza013 wrote:
nvr2low wrote: hey guys my insurance is only 1400 full comp and i am 19 i am with just car. This is the second year with them and the first year was 1800 and i am the only nominated driver

that will go down every year same as your agreed value
Aaand, aren't you from NT? So you can't really compare to sydney, the metrics they use for theft and crashes and stuff would have to be completely different.

agreed